Bill Pay

Add Business Bill Pay to the All‑in‑One Small Business Solution — Inside Digital Banking

Help businesses pay vendors, manage expenses, and stay on top of accounting — all without leaving your digital banking experience.

With Autobooks, business bill pay becomes more than just another feature. 


It’s part of a fully integrated platform that helps small business customers manage every aspect of their finances — from getting paid and paying others to tracking cash flow and automating accounting — all in one place.

For financial institutions, this means deeper engagement, more frequent logins, and greater value delivered through business checking. It’s how your institution stays at the center of the small business relationship — without losing ground to fintech competitors.

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Part of a Complete Financial Workflow

Business bill pay is built into a broader platform — where customers can send invoices, accept payments, pay bills, and manage their finances in one place.

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Keep Small Business Relationships With You

Offering modern bill pay tools helps your institution meet evolving business needs — keeping deposits, transactions, and trust within your ecosystem.

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Compete With Fintech Platforms 

Competing third-party apps and online accounting platforms bundle banking tools into their platforms, competing for deposits and loans. With Autobooks, your FI can do the same — and keep your institution at the center.

How It Works for Small
Business Customers

Autobooks Payables gives small business owners the tools they need to take control of outgoing payments — and stay on top of cash flow.

Business owners can:

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Add and manage vendors with ease

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Schedule payments and take control of timing

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Move money in real time where applicable

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View upcoming bills, due dates, and payment history

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Manage everything from one location

Simplify how businesses pay vendors, suppliers, and contractors.

Offer a streamlined way to schedule payments, manage approvals, and track activity — all from within your digital banking experience. Help businesses take back control of their cash flow.  

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Vendor Management 


Easily add, store, and organize vendors for streamlined payments.

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Flexible Payment Options 


Payments sent via ACH or check — including support for real-time payments where available.

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Real-Time Money Movement 


Support faster, more responsive payments — improving vendor relationships and enhancing cash flow.

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Payment Tracking & History 


Offer full visibility into payment status, history, and transactions.

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Cash Flow Visibility 


Help business owners plan ahead with a clear view of scheduled outflows and account balances.

Stronger Together:
Receivables + Payables 


Business owners want more than fragmented features. When payables, receivables, and accounting work together in one platform, they get the full picture — and stay better organized.

For financial institutions, offering the full Autobooks platform increases digital engagement, improves retention, and positions your institution as the go-to partner for small business success.

Make Business Bill Pay Part of a Bigger Strategy

Add payables to a platform that already helps business owners manage invoicing, payments, and accounting — all through your digital banking experience.

Talk to Our Team

Frequently asked questions


How does the integration between Autobooks and my financial institution work?

We’ve partnered with the industry’s leading digital banking providers to integrate our product suite into their existing platforms. That means that when your customers log into their account, the payment acceptance features powered by Autobooks will be available from the main dashboard or navigation, like bill pay and mobile deposit are today.

How would Autobooks complement our existing merchant services program?

Not all businesses operate in traditional retail environments. Many businesses and non-profits need to accept card payments in app and on the move, such as through an online link shared online or by text message, or through a digital invoice. Autobooks enables your financial institution to offer these capabilities so that you can serve customer segments that are not fit for traditional merchant services and treasury products. 

What’s the benefit when our customers get paid through Autobooks, versus a third-party payment acceptance app?

When businesses utilize Autobooks for receiving payments, it's akin to solidifying the direct deposit relationship of a consumer account. When the business gets paid through a service you offer, funds are deposited directly into your customers' accounts. Ensuring you lock in the full deposit relationship. This is not always the case when a customer uses a third-party app. In fact, most third-party apps compete with you for the customer deposit, transaction processing revenue, and lending opportunity. 

How much do you charge for Autobooks?

There are two types of fees associated with Autobooks: processing fees and monthly subscription fees. When a customer incurs either type of fee, a portion of the revenue is shared back with the financial institution.  

Processing fees are charged on a per transaction basis when a customer accepts a payment through Autobooks invoicing, payment links, or Tap to Pay on iPhone. Refer to our fees page for pricing details. 

Subscription fees are charged on a monthly basis only for customers that opt for the full Autobooks product suite that includes accounting, financial reporting, and payment acceptance functionality. The monthly subscription fee for the full Autobooks product suite is $9.99 a month.