Working capital, where your money already lives.
When your business needs cash, the last thing you need is another application. With Autobooks lending, the offers you qualify for show up right inside your bank’s digital banking. Built on the way your business actually operates, available when you are.
Lending in three steps.
See what you qualify for.
Autobooks looks at how your business actually runs (deposits flowing in, invoices going out, payments you make) and surfaces the offers you qualify for inside your bank’s digital banking. No separate portal. No paper application.
Review and accept.
See the offer, the terms, and the repayment schedule in plain language. Accept when it makes sense for your business. Skip it when it doesn’t.
Funds in the account.
Once you accept, the funds land directly in your business account. Fast. Use the capital the way you need to use it, when you need to.
Capital that moves as fast as your business.

Access inside digital banking
No new portal, no third-party referral, no getting handed off. Lending lives in the same digital banking you already use every day.
Built on how you actually operate
Offers are based on real business activity (the deposits, invoices, and payments moving through your account), not a stack of forms you fill out from memory. The decision reflects how the business runs today.
Available 24/7
Apply, review, and accept on your schedule. Business doesn’t stop for branch hours. Neither does the funding.
Fast funding
Once accepted, funds land directly in your business account. No waiting on paper checks or third-party transfers.
Offered by your bank
Lending shows up from the bank you already trust, the one that holds your business account. No new relationship to build. No outside lender to vet.
Clear terms, no surprises
Amount, rate, and repayment are spelled out upfront. Accept when it fits. Skip it when it doesn’t.
The more your bank sees, the better the offer.
The businesses that get the best lending offers aren’t the ones with the thickest file folders. They’re the ones whose operating story the bank can actually see.
When you use Autobooks, your incoming payments, your scheduled bills, and your bank balance all live in one connected view. That gives the bank a real-time picture of how the business is doing, which means the lending offers you see reflect the business you’re actually running. When Autobooks accounting is enabled, the categorized records add another layer of context.
Lending is one part of the connected system. The more you use, the clearer your picture.
Banks choose which Autobooks features they offer. If something on this page isn’t available where you bank, ask your banker about adding it.
Built for real business needs.

Consultants & freelancers
Bridge the gap between a finished project and a paid invoice. Keep the lights on without chasing a check.
Service businesses
Buy equipment, cover payroll during a slow week, or stock up before peak season. Access the capital when the opportunity is in front of you.
Online sellers
Invest in inventory ahead of a launch or a seasonal spike. Let the capital work while you sell.
Nonprofits
Manage cash flow between grant disbursements. Keep programs running without waiting on a wire.
See what your business qualifies for.
Autobooks lending is inside your bank’s digital banking. Availability varies by institution. Sign in to see what your bank offers.