Small Business Checking

Accept electronic payments —
right into your account

Businesses and nonprofits are provided with a unique link to a secure payment form — which can then be shared with paying customers via text, email, or even pasted into a web page. Payments go directly into your account.

Send digital invoices — get paid faster

Prefer invoicing? Send customers a professional invoice or estimate right from [DigiBank's] digital banking. For added flexibility, set up recurring invoices, payment/past due reminders, and sales tax rates.

Transparent processing fees

Our processing rates are transparent and there is no third-party app required — offering you the most reliable way to get paid directly into your checking account.

Add on the complete accounting and reporting solution, whenever you’re ready

Do more with [DigiBank] [Small Business] Checking. Add on financial management functionality — available inside your digital banking — when you’re ready. Get financial reporting, accounting, bookkeeping, and more.

[DigiBank] [Small Business] Checking

Typical small business checking at another bank

Typical offering from a third-party platform

Send digital invoices

Accept card and direct account payments online.

Accept payments directly within online and mobile banking

Track status in real time

Send estimates

Access customer payments instantly*

Cash flow management

Live support

Accounting and reporting integrations**

Customer payments directly deposited into your bank account.

Visit a branch for additional needs

FDIC insurance

Start growing with [DigiBank] [Small Business] Checking, just like these other small businesses.

Giovanni

Trainer Owner – First Response Training

Autobooks allows us to quickly collect payment from customers after a class. This is a wonderful addition to Autobooks that I have been looking forward to — less paperwork and less checks lying around is fantastic!

FAQs

How do I get started with accepting online card payments from my customers?

After opening your checking account, you can enroll in minutes and begin sending invoices and/or receiving electronic payments.

How can I get paid online without sending an invoice?

You can easily accept payments directly inside online banking or through a free payment form app.

You can also share a secure link to pay now everywhere you communicate with customers — on invoices, via text message, email, your website and more.

Can I link the payment form to my website?

Yes. Just add your unique, secure payment form link to your web page or social media profile. You can even adjust the wording on your form to instead show donations or contributions.

How much do you charge to accept online payments?

When you accept a card not present payment, you will incur a 3.49% transaction fee. This fee is competitive when compared to online card-not-present solutions offered in market.

For ACH-based payments, you will incur a 1% transaction fee. This fee is competitive when compared to online card-not-present solutions offered in market.

What if I want to add the optional accounting package to my checking? What is the monthly fee?

There is a monthly fee of $9.99 to add the optional accounting package to your checking account.

All-in-one checking for all of your not-so-small business needs.

COMES WITHDigital Payment Acceptance

ALLOWS YOU TOManage & Track Payments

YOU ALSO GETPersonal Service & Expertise

What you need to open an account.

Account Features

Accept electronic payments —
right into your account

Send digital invoices — get paid faster

Transparent processing fees

Add on the complete accounting and reporting solution, whenever you’re ready