Autobooks Capital

Invest in your business operations with Autobooks Capital

Optimize your cash flow and manage expenses, with no impact to your personal credit score

Autobooks Capital makes it simple to grow your business where you manage your banking.

Access the funding you need to pay expenses, hire new employees, buy equipment and materials or move into a new office space, directly in your business checking account.

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Get fast access to your funds. 
When you're growing your business, having access to capital shouldn't slow you down. Money can be available as soon as the next business day.
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Flexible funding to invest in your business operations.

Easily take only the amount you need to cover your expenses, and payments adjust to your cash flow.

 
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No impact to your personal credit score. 

An Advance Line with Autobooks Capital doesn't require a hard credit pull.

How it works 

Use an Advance Line with Autobooks Capital to get fast access to funds, with no impact to your personal credit score.

Access the funds you need to grow your business in the same place you manage your banking. 

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You'll receive an offer inside of your Autobooks account or via email if you're pre-qualified for funding.

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Navigate to the Capital tab in your Autobooks account to view your offer and apply. If we need additional information before making a decision, you'll be able to add it. 

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After submitting your application, you should receive a decision in minutes.

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If you're approved, draw the funds you need to grow your business. Funds can arrive as soon as the next business day. 

Small business owners just like you use Autobooks Capital to grow their business operations.

Access funding to grow your business and get paid in the same place — your business checking account.

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Hire new employees to take on additional work. 

Spend time focusing on bringing in the right people to grow your business, not worrying about if you have funds to cover the costs.

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Purchase materials or stock inventory in advance. 

Keep up with customer demand and make sure you always have what you need to say yes to your customers.

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Run new marketing campaigns to grow your business. 

Invest in new strategies, or double down on what's already working to grow your business. 

Frequently asked questions

How do I apply for an Autobooks Capital advance line?

If you're eligible for an Autobooks Capital advance line, simply navigate to the Capital tab in your Autobooks account and follow the prompts to apply. 

If you don't see the Capital tab, we're not able to offer you an advance line at this time.

How do I take an advance from my Autobooks Capital advance line?

To take an advance from Autobooks Capital, enter the amount you'd like (minimum $1,000 for your first draw, $100 thereafter) up to your approved limit, then review and accept the terms.

If it’s your first advance, you’ll need to e-sign the Capital Advance Agreement in a new browser window before funds are released.

How long does it take to receive funds from my Autobooks Capital advance line?

Advances are typically deposited into your checking account within 1-2 business days from acceptance.

Are there fees when taking an advance from my Autobooks Capital advance line?

Yes, when you take a Capital Advance, a Capital Fee is added to the amount you draw to calculate your total repayment. Weekly payments are automatically debited and adjust based on your revenue, up to a set maximum, until the full amount is repaid. You’ll see both the Capital Fee and your maximum weekly payment before confirming your draw.

How do repayments work?

Repayments for Autobooks Capital advances are automatically initiated from your connected checking account every Wednesday and should be debited within the following 2 business days, with a single transaction covering all active advances. Each advance has its own repayment schedule, and your available advance balance updates within three business days after fully repaid.

Where can I learn more about Autobooks Capital?

Check out our support center to learn more about how Autobooks Capital works.

 

Autobooks Capital offers and funding are provided by Fundbox, an external third-party provider.

See how else Autobooks can help you manage your cash flow.